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Claims

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  • How do the proceeds of a life insurance policy help those left behind?
  • When the insured passes away, how do you file a claim?
  • Can only a beneficiary call to submit a claim?
  • What happens after you report a claim?
  • Is there a chance the life insurance policy won't be paid?
  • Are there any policy exclusions?
  • How is the payment of a claim handled?
  • Is the process of submitting a claim different when there are multiple beneficiaries?
  • Is the death benefit taxable?
  • What is the typical time frame for paying out a claim?
  • What happens if a beneficiary can't be reached or doesn't know a policy exists?
  • What if I still have further questions about the claims process?
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Haven Term is a Term Life Insurance Policy (DTC 042017 and ICC17DTC in certain states, including NC; DTC NY 1017 in NY and DTC CA 042017 in CA) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and offered exclusively through Haven Life Insurance Agency, LLC. Our Agency license number in California is OK71922 and in Arkansas, 100139527. Haven Simple is a Simplified Issue Term Life Insurance Policy (ICC20 HAVEN SIMPLE in certain states, including NC). Haven Secure is a Term Life Insurance Policy (ICC20DTR 0420 in certain states, including NC). Both policies are issued by C.M. Life Insurance Company, Enfield, CT 06082. Policy and rider form numbers and features may vary by state and may not be available in all states.
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