Here is a quick summary of how the temporary coverage works:
- It is available based on our algorithmic underwriting process guidelines
- If approved, you are covered until either your full coverage is in effect or the application is cancelled/declined
- It gives you 90 days to complete a medical exam
- It requires one month of payment* based on class/rate estimated by the algorithm
- The payment is applied to your first month of full coverage if you accept, or refunded if you don't accept
*Excluding any Waiver of Premium, if selected.