All Frequently Asked Questions

How does your calculator determine how much life insurance I need and for how long?

Our algorithm runs multiple scenarios and determines what year you would have the greatest life insurance need. Next, the amount proposed for you is based on the costs in that year. We use a wide range of factors, and listed below a couple of the main ones:

  1. Income replacement (for the amount of years you choose)
  2. College costs for your children 
  3. Healthcare costs 
  4. Potential childcare costs 
  5. Social Security income, savings and existing life insurance


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