Believe it or not, when Haven Life launched, there wasn't a way to purchase a fully underwritten term life insurance policy online. You could calculate your needs and receive a quote online, and maybe even fill out part of an online application. But after that, your application would be sent through traditional channels or a cumbersome call center process. It would then take you several weeks to find out whether or not you are approved and to start your coverage.
With Haven Life InstantTerm, you can apply online and find out immediately if you're approved for coverage. When approved, coverage begins right away. And many qualified healthy applicants won't even need to take a medical exam.