All Frequently Asked Questions

Is there a chance the life insurance policy won't be paid?

Policies are backed by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111, an A++ A.M. Best* rated insurer with more than a 160 years of experience in the life insurance industry. In 2016, MassMutual delivered over $5 billion in benefits to its customers. (
Like most term life insurance policies, there is a two-year suicide and contestability period from the time coverage begins. This means that in the unfortunate event that an insured passes away during this period, the claim may be subject to additional review.