All Frequently Asked Questions

What is the accelerated death benefit rider?

The rider allows a terminally ill person (with a diagnosis ranging from 12-24 months left to live) to collect a significant portion of their policy’s death benefit while still alive. The money is typically used to cover medical expenses, but can be used for any needs. The amount advanced plus interest is subtracted from the death benefit. With Haven Term, the accelerated death benefit is included with no additional fee.

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