All Frequently Asked Questions

How much will you charge me during the temporary coverage period?

Temporary coverage requires a draft of one month’s premium (monthly rate) from your bank account. Temporary coverage is equal to the amount you're applying for up to $1,000,000. If you are approved for permanent coverage, the temporary coverage payment will be applied to your first month’s premium. If you cancel or are declined, the payment is refunded in full. Refunds typically take 7-10 business days to process.