Lab results typically take a week to process, and then another day or two to be sent to Haven Life. If there’s ever a need for more information after we receive the lab results, we’ll be sure to let you know. Once the results are in, the underwriters will review them within a few business days to a week. Typically, a decision can be offered once that review is complete. In some cases, medical records may also be needed by the underwriters, which can extend the process by a few weeks.