All Frequently Asked Questions

How does the algorithmic underwriting process work?

The algorithmic underwriting process considers the information you provide on your application and external data you authorized us to collect from the MIB, Inc. (an underwriting information exchange for member insurance companies), pharmacy benefit managers, consumer reporting agencies and publicly available sources. This sophisticated technology analyzes all the data and, within minutes, we can let you know if you qualified for coverage or if additional medical information is needed.