How does your temporary coverage work?

Here is a quick summary of how the temporary coverage works:

  • It is available based on our algorithmic underwriting process guidelines
  • If approved, you are covered until either your full coverage is in effect or the application is cancelled/declined
  • It gives you 90 days to complete a medical exam
  • It requires one month of payment* based on class/rate estimated by the algorithm
  • The payment is applied to your first month of full coverage if you accept, or refunded if you don't accept

*Excluding any Waiver of Premium, if selected.

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